CardIQIndia
Corroborated — 4 field(s) match across 3+ reference sources (auto). Not human-verified. Confirm with the bank before high-stakes decisions.
29
#47 of 70 in debit
ICICI Bank

Coral Debit Card

debitVisaplatinum

Everyday debit with movie discounts.

Score breakdown

Data completeness: 60% · Last verified: 06 Jul 2026

Reward value6/100 · weight 65%
≈ 0.27% effective on the standard basket (eligible spend only)
Wide-coverage rewards: +0.9% score bonus — earns broadly without narrow category restrictions.
Fee efficiency91/100 · weight 11%
Redemption flexibility75/100 · weight 8%
Perks26/100 · weight 8%
Devaluation risk90/100 · weight 8%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee
₹500 + 18% GST
= ₹590 total
Annual fee
₹500 + 18% GST
= ₹590 / year total
Forex markup
3.5%

Lounge access

Domestic (per year)
8
International (per year)
0

Confirmed devaluation alerts

  • 04 Jul 2026 · redditsource

    IDFC First Bank transitioned from a 'zero fee guarantee' model to charging annual fees on specific debit cards, marking a shift away from their primary lifetime-free value proposition for some tiers.

Reward structure

CategoryTypeRateCapNotes
diningpoints0.50%(2 pts @ ₹0.25)——
all_spendspoints0.25%(1 pts @ ₹0.25)——