CardIQIndia
Corroborated — 9 field(s) match across 3+ reference sources (auto). Not human-verified. Confirm with the bank before high-stakes decisions.
29
#45 of 70 in debit
SBI Card

SBI Platinum Debit Card

debitVisaplatinum

Everyday platinum-tier SBI debit.

Score breakdown

Data completeness: 85% · Last verified: 06 Jul 2026

Reward value7/100 · weight 65%
≈ 0.30% effective on the standard basket (eligible spend only)
Wide-coverage rewards: +10.0% score bonus — earns broadly without narrow category restrictions.
Fee efficiency95/100 · weight 11%
Redemption flexibility92/100 · weight 8%
Perks19/100 · weight 8%
Devaluation risk70/100 · weight 8%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee
₹300 + 18% GST
= ₹354 total
Annual fee
₹250 + 18% GST
= ₹295 / year total
Forex markup
3.5%

Lounge access

Domestic (per year)
4
International (per year)
0

Confirmed devaluation alerts

No confirmed devaluations tracked for this card. That doesn't mean none exist — see the neutral 70/100 devaluation-risk sub-score above.

Reward structure

CategoryTypeRateCapNotes
online_spendspoints0.08%(0.31 pts @ ₹0.25)——
groceriespoints0.08%(0.31 pts @ ₹0.25)——
all_spendscashback0.3%₹500 / monthly—
diningpoints0.06%(0.25 pts @ ₹0.25)——
travelpoints0.06%(0.25 pts @ ₹0.25)——
fuelpoints0.04%(0.17 pts @ ₹0.25)——