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#58 of 70 in debit
RBL Bank

Insignia Preferred Banking Debit Card

debitMastercardworldProvisional score

Premium debit card offered complimentary with the Insignia Preferred Banking relationship. The card does not have a reward points program, but offers premium lifestyle benefits.

Score breakdown

Data completeness: 55% · Last verified: 06 Jul 2026

Reward value0/100 · weight 65%
Fee efficiency100/100 · weight 11%
Redemption flexibility55/100 · weight 8%
Perks69/100 · weight 8%
Devaluation risk70/100 · weight 8%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee
Annual fee
Lifetime free
Forex markup
0%

Lounge access

Domestic (per year)
12
International (per year)
0

Confirmed devaluation alerts

No confirmed devaluations tracked for this card. That doesn't mean none exist — see the neutral 70/100 devaluation-risk sub-score above.

Reward structure

CategoryTypeRateCapNotes
No earning reward structure tracked for this card.

Welcome offer

₹1,000 Uber Voucher for Non-Resident (NR) customers, requires one POS or online transaction within 90 days of card issuance.

What's inside

Travel privileges

  • Airport Meet & Greet

    2 complimentary airport Meet & Greet services every quarter

    Minimum ₹5,000 eligible POS/e-commerce spends in previous calendar quarter.

  • Insurance - Baggage Insurance

    50,000
  • Insurance - International Travel Cover

    25,000

    Up to ₹25,000 each for lost passport and checked baggage delay.

Lifestyle

  • BookMyShow Offer

    Buy One Get One Free on movie tickets.

    Subject to ticket value cap and monthly limits defined by RBL.

Security & care

  • Insurance - Personal Accident (Air)

    25,00,000
  • Insurance - Accidental Death

    10,00,000
  • Insurance - Card Protection

    2,00,000
  • Insurance - ATM Assault & Robbery

    2,00,000
  • Insurance - Purchase Protection

    50,000

    Valid for first 60 days after purchase.