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Data completeness: 100% · Last verified: 06 Jul 2026
All fees shown base + 18% GST (India card fees legally attract GST).
No confirmed devaluations tracked for this card. That doesn't mean none exist — see the neutral 70/100 devaluation-risk sub-score above.
| Category | Type | Rate | Cap | Notes |
|---|---|---|---|---|
| dining | cashback | 10% | ₹1,000 / monthly | 10% accelerated cashback on dining and food delivery. Combined cap with groceries. |
| groceries | cashback | 10% | ₹1,000 / monthly | 10% accelerated cashback on groceries. Combined cap with dining. |
| fuel | cashback | 1.5% | — | — |
| online_spends | cashback | 1.5% | — | — |
| travel | cashback | 1.5% | — | — |
| all_spends | cashback | 1.5% | — | — |
These categories earn zero rewards on this card. Reward score is scaled down by up to −5%, proportional to how much of the standard basket sits in the excluded categories (v4.3 formula).
₹1,000 cashback on spending ₹20,000 in first 30 days + ₹750 voucher on first transaction of ₹300+
Domestic Lounge Access
4 complimentary domestic airport lounge visits per year (one per quarter)
Zomato District Discount
10% off on dining via Zomato District app on transactions of INR 3,500+
BookMyShow Offer
Buy-2-get-1 offer on BookMyShow every Saturday