CardIQIndia
Unverified draft. Fees, reward rates, and perks below are LLM-generated seed data pending admin verification. Cross-check on the bank's official page before relying on them.
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#101 of 173 in credit
Kotak Mahindra Bank

Kotak Solitaire Credit Card

creditVisaentryProvisional score

Simple spending facility tailored distinctly granting standalone reward milestones cleanly.

Score breakdown

Data completeness: 55% · Last verified: 06 Jul 2026

Reward value17/100 · weight 65%
≈ 0.75% effective on the standard basket (eligible spend only)
Wide-coverage rewards: +10.0% score bonus — earns broadly without narrow category restrictions.
Fee efficiency95/100 · weight 11%
Redemption flexibility75/100 · weight 8%
Perks0/100 · weight 8%
Devaluation risk70/100 · weight 8%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee
₹500 + 18% GST
= ₹590 total
Annual fee
₹500 + 18% GST
= ₹590 / year total
Waiver: Spend INR 75,000 in a year
Forex markup
3.5%

Lounge access

Domestic (per year)
0
International (per year)
0

Confirmed devaluation alerts

No confirmed devaluations tracked for this card. That doesn't mean none exist — see the neutral 70/100 devaluation-risk sub-score above.

Reward structure

CategoryTypeRateCapNotes
all_spendspoints0.75%(3 pts @ ₹0.25)—3 Reward points pushing past Rs 100 in apparel and general retail segments
travelpoints0.25%(1 pts @ ₹0.25)—1 Reward point scaling out covering normal miscellaneous clearings