Verified by CardIQ admin · last checked 04 Jul 2026
25
#157 of 173 in credit
Federal Bank

Scapia Federal Credit Card

creditVisaSignature

A travel-focused co-branded credit card by Federal Bank and Scapia, offering zero forex markup and unlimited domestic lounge access subject to a monthly spend milestone.

Score breakdown

Data completeness: 70% · Last verified: 06 Jul 2026

Reward value0/100 · weight 65%
Fee efficiency100/100 · weight 11%
Redemption flexibility55/100 · weight 8%
Perks50/100 · weight 8%
Devaluation risk70/100 · weight 8%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee
Annual fee
Lifetime free
Waiver: Life Time Free (LTF)
Forex markup
0%

Lounge access

Domestic (per year)
0
International (per year)
0

Confirmed devaluation alerts

No confirmed devaluations tracked for this card. That doesn't mean none exist — see the neutral 70/100 devaluation-risk sub-score above.

Reward structure

CategoryTypeRateCapNotes
No earning reward structure tracked for this card.