CardIQIndia
Corroborated — 2 field(s) match across 3+ reference sources (auto). Not human-verified. Confirm with the bank before high-stakes decisions.
45
#7 of 70 in debit
AU Small Finance Bank

Altura Plus Debit Card

debitRupayplatinum

Flagship AU SFB debit card.

Score breakdown

Data completeness: 60% · Last verified: 06 Jul 2026

Reward value33/100 · weight 65%
≈ 1.50% effective on the standard basket (eligible spend only)
Wide-coverage rewards: +10.0% score bonus — earns broadly without narrow category restrictions.
Fee efficiency91/100 · weight 11%
Redemption flexibility92/100 · weight 8%
Perks12/100 · weight 8%
Devaluation risk70/100 · weight 8%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee
₹249 + 18% GST
= ₹294 total
Annual fee
₹499 + 18% GST
= ₹589 / year total
Forex markup
3.5%

Lounge access

Domestic (per year)
2
International (per year)
0

Confirmed devaluation alerts

No confirmed devaluations tracked for this card. That doesn't mean none exist — see the neutral 70/100 devaluation-risk sub-score above.

Reward structure

CategoryTypeRateCapNotes
all_spendscashback1.5%——
online_spendscashback1%₹300 / monthly—