League Platinum Credit Card

creditVisaplatinum

Kotak everyday rewards card with movie & fuel benefits.

Score breakdown

Data completeness: 95% · Last verified: 06 Jul 2026

Reward value7/100 · weight 65%

≈ 0.37% effective on the standard basket (eligible spend only)

Wide-coverage rewards: +0.6% score bonus — earns broadly without narrow category restrictions.

No rewards on: gaming, government, wallet_load, rent, education, utilities, fuel, railway, insurance. Reward score is scaled by ×(1 − 5.0%), proportional to how much of the standard basket falls in these excluded categories (v4 formula, capped at −5%). Tip: pair with a card that covers these.

Fee efficiency96/100 · weight 11%

Redemption flexibility92/100 · weight 8%

Perks10/100 · weight 8%

Devaluation risk70/100 · weight 8%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee: ₹499 + 18% GST
= ₹589 total
Annual fee: ₹499 + 18% GST
= ₹589 / year total
Forex markup: 3.5%

Lounge access

Domestic (per year): 0
International (per year): 0

Confirmed devaluation alerts

No confirmed devaluations tracked for this card. That doesn't mean none exist — see the neutral 70/100 devaluation-risk sub-score above.

Reward structure

Category	Type	Rate	Cap	Notes
online_spends	points	0.50%(2 pts @ ₹0.25)	—	—
all_spends	points	0.25%(1 pts @ ₹0.25)	—	—
fuel	cashback	1%	₹100 / monthly	Fuel surcharge waiver

No rewards on

These categories earn zero rewards on this card. Reward score is scaled down by up to −5%, proportional to how much of the standard basket sits in the excluded categories (v4.3 formula).

fuelrentinsurancegovernmenteducationwallet loadgamingrailwayutilities

Welcome offer

5,000 Reward Points (worth ₹500) after joining fee realization

What's inside

Travel privileges

Railway Surcharge Waiver
₹500
Railway surcharge waiver up to ₹500/year

Earn every day

Fuel Surcharge Waiver
₹3,500
1% fuel surcharge waiver on ₹500–₹4,000 transactions