Axis Bank Samsung Infinite Credit Card

creditVisa

Axis Bank Samsung Infinite Credit Card — co-branded Visa Infinite card issued with Samsung India. Earns 10 EDGE RP per ₹100 (~2%) on Samsung.com, Samsung Shop App and eligible Samsung stores, and 5 EDGE RP per ₹100 (~1%) on other eligible spends at ₹0.20/RP. Welcome: ₹30,000 Samsung e-Voucher on eligible Samsung purchases post-activation. Perks include spend-gated domestic lounge access, 1% fuel surcharge waiver, Dining Delights, Axis Wednesday offers, and exclusive Samsung cashback/exchange/no-cost EMI during sale events. Annual fee ₹5,000 + GST, waived on ₹10L annual spends. Forex 3.5%.

Score breakdown

Data completeness: 100% · Last verified: 06 Jul 2026

Reward value20/100 · weight 65%

≈ 1.04% effective on the standard basket (eligible spend only)

Wide-coverage rewards: +0.2% score bonus — earns broadly without narrow category restrictions.

No rewards on: government, wallet_load, rent, education, utilities, fuel, insurance. Reward score is scaled by ×(1 − 4.8%), proportional to how much of the standard basket falls in these excluded categories (v4 formula, capped at −5%). Tip: pair with a card that covers these.

Fee efficiency63/100 · weight 11%

Redemption flexibility92/100 · weight 8%

Perks45/100 · weight 8%

Devaluation risk70/100 · weight 8%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee: ₹5,000 + 18% GST
= ₹5,900 total
Annual fee: ₹5,000 + 18% GST
= ₹5,900 / year total
Forex markup: 3.5%

Lounge access

Domestic (per year): 8
International (per year): 0

Confirmed devaluation alerts

No confirmed devaluations tracked for this card. That doesn't mean none exist — see the neutral 70/100 devaluation-risk sub-score above.

Reward structure

Category	Type	Rate	Cap	Notes
electronics	cashback	10%	—	10 EDGE RP per ₹100 on Samsung.com, Samsung Shop App & eligible Samsung stores (~2% effective)
all_spends	cashback	5%	—	5 EDGE RP per ₹100 base (₹0.20/RP → ~1% effective)
rent	cashback	0%	—	No EDGE Rewards on rent
wallet_load	cashback	0%	—	No EDGE Rewards on wallet loads
government	cashback	0%	—	No EDGE Rewards on government/tax payments
insurance	cashback	0%	—	No EDGE Rewards on insurance
utilities	cashback	0%	—	No EDGE Rewards on utilities
education	cashback	0%	—	No EDGE Rewards on education
fuel	cashback	0%	—	No EDGE Rewards on fuel

No rewards on

These categories earn zero rewards on this card. Reward score is scaled down by up to −5%, proportional to how much of the standard basket sits in the excluded categories (v4.3 formula).

FuelRentWallet loadsCash advancesGovernment/tax paymentsInsuranceUtilitiesEducationJewelleryCard fees & finance chargesEMI-converted transactionsExcluded MCCs

Welcome offer

₹30,000 Samsung e-Voucher on eligible Samsung product purchases after card activation (subject to campaign T&Cs); plus exclusive Samsung financing and launch offers

What's inside

Travel privileges

Domestic airport lounge access
Complimentary domestic airport lounge access, subject to prevailing Axis spend criteria.
yearly.

Earn every day

1% fuel surcharge waiver
1% fuel surcharge waiver on fuel transactions of ₹400–₹4,000, capped per statement cycle.
yearly.
Dining Delights
Discounts at partner restaurants under Axis Dining Delights.
yearly.
Axis Wednesday shopping & travel offers
Weekly Wednesday offers on shopping and travel via Axis Bank tie-ups.
weekly.
Samsung cashback & exchange bonuses
Exclusive Samsung cashback, exchange bonuses and no-cost EMI offers during select sale events.
yearly.

Welcome benefits

₹30,000 Samsung e-Voucher
₹30,000
₹30,000 Samsung e-Voucher on eligible Samsung product purchases after card activation (subject to prevailing campaign T&Cs).
one time.
Samsung financing & launch offers
Exclusive Samsung financing and launch offers on select devices.
yearly.

Small print

Fuel surcharge:1% fuel surcharge waiver on eligible fuel transactions ₹400–₹4,000 (capped per statement)