CardIQIndia
Unverified draft. Fees, reward rates, and perks below are LLM-generated seed data pending admin verification. Cross-check on the bank's official page before relying on them.
31
#33 of 70 in debit
ICICI Bank

ICICI Platinum Identity Debit Card

debitVisapremium

Exclusive identity-focused debit card providing premium banking access and point clusters.

Score breakdown

Data completeness: 60% · Last verified: 06 Jul 2026

Reward value11/100 · weight 65%
≈ 0.50% effective on the standard basket (eligible spend only)
Wide-coverage rewards: +10.0% score bonus — earns broadly without narrow category restrictions.
Fee efficiency87/100 · weight 11%
Redemption flexibility92/100 · weight 8%
Perks19/100 · weight 8%
Devaluation risk70/100 · weight 8%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee
—
Annual fee
₹1,500 + 18% GST
= ₹1,770 / year total
Waiver: Priority banking account holders
Forex markup
3.5%

Lounge access

Domestic (per year)
4
International (per year)
0

Confirmed devaluation alerts

No confirmed devaluations tracked for this card. That doesn't mean none exist — see the neutral 70/100 devaluation-risk sub-score above.

Reward structure

CategoryTypeRateCapNotes
all_spendspoints0.50%(2 pts @ ₹0.25)—2 Reward Points on every Rs 200 spent across all merchants
fuelcashback0%—Zero fuel surcharge at select pumps across India