CardIQIndia
Corroborated — 5 field(s) match across 3+ reference sources (auto). Not human-verified. Confirm with the bank before high-stakes decisions.
43
#34 of 173 in credit
ICICI Bank

ICICI Adani One Signature Credit Card

creditVisa

Unverified draft. Details auto-drafted; run admin cross-check to verify.

Score breakdown

Data completeness: 85% · Last verified: 06 Jul 2026

Reward value37/100 · weight 65%
≈ 1.84% effective on the standard basket (eligible spend only)
Wide-coverage rewards: +0.6% score bonus — earns broadly without narrow category restrictions.
Fee efficiency41/100 · weight 11%
Redemption flexibility75/100 · weight 8%
Perks31/100 · weight 8%
Devaluation risk70/100 · weight 8%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee
₹5,000 + 18% GST
= ₹5,900 total
Annual fee
₹5,000 + 18% GST
= ₹5,900 / year total
Forex markup
3.5%

Lounge access

Domestic (per year)
4
International (per year)
2

Confirmed devaluation alerts

No confirmed devaluations tracked for this card. That doesn't mean none exist — see the neutral 70/100 devaluation-risk sub-score above.

Reward structure

CategoryTypeRateCapNotes
travelpoints5.00%(5 pts @ ₹1.00)——
online_spendspoints2.00%(2 pts @ ₹1.00)——
diningpoints2.00%(2 pts @ ₹1.00)——
all_spendspoints1.50%(1.5 pts @ ₹1.00)——
fuelpoints1.00%(1 pts @ ₹1.00)——
groceriespoints1.00%(1 pts @ ₹1.00)——