CardIQIndia
Verified by CardIQ admin · last checked 05 Jul 2026
46
#6 of 70 in debit
GoSats

GoSats Elite Prepaid Card

debitVisaentry

Score breakdown

Data completeness: 90% · Last verified: 06 Jul 2026

Reward value32/100 · weight 65%
≈ 1.50% effective on the standard basket (eligible spend only)
Wide-coverage rewards: +10.0% score bonus — earns broadly without narrow category restrictions.
No rewards on: government, wallet_load, rent, fuel, insurance. Reward score is scaled by ×(1 − 4.0%), proportional to how much of the standard basket falls in these excluded categories (v4 formula, capped at −5%). Tip: pair with a card that covers these.
Fee efficiency100/100 · weight 11%
Redemption flexibility92/100 · weight 8%
Perks15/100 · weight 8%
Devaluation risk70/100 · weight 8%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee
₹999 + 18% GST
= ₹1,179 total
Annual fee
Lifetime free
Waiver: Lifetime validity after one-time joining fee (no annual fee)

Lounge access

Domestic (per year)
0
International (per year)
0

Confirmed devaluation alerts

No confirmed devaluations tracked for this card. That doesn't mean none exist — see the neutral 70/100 devaluation-risk sub-score above.

Reward structure

CategoryTypeRateCapNotes
all_spendscashback1.5%—1.5% back in Bitcoin (Sats) or Gold on eligible spends above ₹200. No monthly cap. Value fluctuates with underlying asset.
fuelcashback0%—No rewards on fuel / spends under ₹200 / international / restricted MCCs.
rentcashback0%—No rewards on rent payments.
wallet_loadcashback0%—No rewards on wallet loads / reloads.
governmentcashback0%—No rewards on government payments.

No rewards on

These categories earn zero rewards on this card. Reward score is scaled down by up to −5%, proportional to how much of the standard basket sits in the excluded categories (v4.3 formula).

No rewards on spends ≤ ₹200International transactions not supportedATM withdrawals: ₹25/txn, ₹2,000 max/withdrawal, ₹10,000/30 days (after VKYC)Reward rates, voucher bonuses and campaigns may changeRewards are market-linked (BTC/Gold value may rise or fall)Prepaid card — does not build credit history

Welcome offer

₹250 preloaded welcome balance on activation. Rewards accrue as Sats (Bitcoin) or Gold units.

What's inside

Travel privileges

  • Visa Platinum Programme

    ₹0

    Visa Platinum benefits where applicable. Lifetime card validity.

    yearly.

Welcome benefits

  • ₹250 Preloaded Balance

    ₹250

    ₹250 welcome balance preloaded on activation.

    yearly.

Lifestyle

  • Partner Voucher Boost

    ₹0

    Enhanced rewards (2–20%+) on partner brand vouchers via the GoSats app; rate varies by merchant and campaign.

    yearly.