CardIQIndia
Corroborated — 5 field(s) match across 3+ reference sources (auto). Not human-verified. Confirm with the bank before high-stakes decisions.
48
#5 of 70 in debit
Axis Bank

Axis Burgundy Debit Card

debitMastercardsuper-premiumProvisional score

Ultimate wealth debit card entitling zero markup operations and free ATM access globally.

Score breakdown

Data completeness: 55% · Last verified: 06 Jul 2026

Reward value33/100 · weight 65%
≈ 1.50% effective on the standard basket (eligible spend only)
Wide-coverage rewards: +10.0% score bonus — earns broadly without narrow category restrictions.
Fee efficiency100/100 · weight 11%
Redemption flexibility92/100 · weight 8%
Perks35/100 · weight 8%
Devaluation risk70/100 · weight 8%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee
—
Annual fee
Lifetime free
Waiver: Maintain Burgundy wealth tier
Forex markup
3.5%

Lounge access

Domestic (per year)
3
International (per year)
4

Confirmed devaluation alerts

No confirmed devaluations tracked for this card. That doesn't mean none exist — see the neutral 70/100 devaluation-risk sub-score above.

Reward structure

CategoryTypeRateCapNotes
all_spendspoints1.50%(6 pts @ ₹0.25)—6 EDGE Reward points on every Rs 200 spent domestically or internationally
travelcashback0%—Nil cross currency mark-up and complimentary movie/event tickets

Milestone benefits

  • Spend ₹5,000 / quarterly: Complimentary domestic airport lounge access (3 visits) based on spend in previous 3 calendar months

Pros

  • Free ATM withdrawals at any bank's ATM globally
  • High daily cash withdrawal (₹3 lakh) and purchase (₹8 lakh) limits
  • Comprehensive insurance including air accident and purchase protection
  • Zero issuance and annual fees for Burgundy account holders

Cons

  • Domestic lounge access conditional on ₹5,000 quarterly spend
  • ₹1,500 annual fee if Burgundy status is not maintained

Insurance cover

air accident
₹1,00,00,000
purchase protection
₹50,000