Ultra-exclusive metal card with unlimited lounge access, low forex markups, and lifestyle privileges.
Data completeness: 100% · Last verified: 06 Jul 2026
All fees shown base + 18% GST (India card fees legally attract GST).
No confirmed devaluations tracked for this card. That doesn't mean none exist — see the neutral 70/100 devaluation-risk sub-score above.
| Category | Type | Rate | Cap | Notes |
|---|---|---|---|---|
| online_travel_booking | points | 36.00%(36 pts @ ₹1.00) | ₹5,000 / monthly | 12X accelerated on hotel bookings via ICICI iShop. Subject to monthly reward cap. |
| online_travel_booking | points | 18.00%(18 pts @ ₹1.00) | ₹5,000 / monthly | 6X accelerated on flights and eligible vouchers booked via ICICI iShop. Subject to monthly reward cap. |
| groceries | points | 1.80%(3 pts @ ₹0.60) | ₹1,000 / monthly | Grocery spends capped at 1,000 RP per statement. |
| utilities | points | 1.80%(3 pts @ ₹0.60) | ₹1,000 / monthly | Utility spends capped at 1,000 RP per statement. Education capped separately at 1,000 RP per statement. |
| insurance | points | 1.80%(3 pts @ ₹0.60) | ₹5,000 / monthly | Insurance payments capped at 5,000 RP per statement. |
| dining | points | 1.80%(3 pts @ ₹0.60) | — | 6 RP per ₹200 on dining. Also 1-year complimentary EazyDiner Prime. |
| all_spends | points | 1.80%(3 pts @ ₹0.60) | — | 6 RP per ₹200 on eligible retail spends. Blended realistic value ₹0.60/RP (₹1 for flights/hotels/premium vouchers, ₹0.60 merchandise, ₹0.40 statement credit). |
| online_shopping | points | 1.80%(3 pts @ ₹0.60) | — | 6 RP per ₹200 on online retail spends. |
| travel | points | 3.00%(3 pts @ ₹1.00) | — | Best-case travel redemption at ₹1/RP via ICICI iShop or airline/hotel partner transfers. |
These categories earn zero rewards on this card. Reward score is scaled down by up to −5%, proportional to how much of the standard basket sits in the excluded categories (v4.3 formula).
1 reward point is worth different amounts depending on how you redeem — the headline reward % only holds at the best tier.
| flights and hotel vouchers | 1 RP = ₹1.00 |
| premium brand vouchers (apple, tanishq, etc.) | 1 RP = ₹1.00 |
| rewards catalogue - other products | 1 RP = ₹0.60 |
| statement credit | 1 RP = ₹0.40 |
| flights & hotels | 1 RP = ₹1.00 |
| luxury brands vouchers | 1 RP = ₹1.00 |
| rewards catalogue | 1 RP = ₹0.60 |
| flights | 1 RP = ₹1.00 |
| hotels | 1 RP = ₹1.00 |
| apple and tanishq voucher | 1 RP = ₹1.00 |
Taj Epicure Plus Membership, EazyDiner Prime Membership and 12,500 Reward Points
BookMyShow BOGO
₹1,500Buy One Get One free movie ticket via BookMyShow, up to ₹750 off, twice per month.
Cap ₹1,500 / monthly.
Unlimited Domestic & International Lounge Access
Unlimited complimentary domestic and international airport lounge access for primary and add-on cardholders.
yearly.
Complimentary Priority Pass
Complimentary Priority Pass membership for international lounge access.
yearly.
Travel Cancellation Cover
₹12,000Travel cancellation cover up to ₹12,000 per year.
Cap ₹12,000 / yearly.
Low Forex Markup
2% forex markup on international transactions (versus 3.5% market standard).
yearly.
Welcome & Renewal Reward Points
₹12,50012,500 Reward Points (worth up to ₹12,500) credited on joining and every renewal after fee payment.
Cap ₹12,500 / yearly.
Taj Epicure Plus Membership
₹15,000Complimentary 1-year Taj Epicure Plus Membership on joining.
Cap ₹15,000 / yearly.
EazyDiner Prime Membership
₹1,495Complimentary 1-year EazyDiner Prime Membership on joining.
Cap ₹1,495 / yearly.
Unlimited Golf
Unlimited complimentary golf rounds and lessons at partner courses globally.
yearly.
Milestone EaseMyTrip Vouchers
₹6,000EaseMyTrip vouchers worth ₹3,000 each on ₹4 lakh and ₹8 lakh annual spends (total ₹6,000 per year).
Cap ₹6,000 / yearly.
Fuel Surcharge Waiver
₹1,0001% fuel surcharge waiver at all petrol pumps, capped at ₹1,000 per statement cycle.
Cap ₹1,000 / monthly.