Axis MyZone Credit Card

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Entertainment-focused card featuring immediate discounts on food deliveries and OTT subscriptions.

Score breakdown

Data completeness: 70% · Last verified: 06 Jul 2026

Reward value6/100 · weight 65%

≈ 0.25% effective on the standard basket (eligible spend only)

Wide-coverage rewards: +10.0% score bonus — earns broadly without narrow category restrictions.

Fee efficiency91/100 · weight 11%

Redemption flexibility75/100 · weight 8%

Perks20/100 · weight 8%

Devaluation risk70/100 · weight 8%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee: ₹500 + 18% GST
= ₹590 total
Annual fee: ₹500 + 18% GST
= ₹590 / year total
Forex markup: 3.5%

Lounge access

Domestic (per year): 0
International (per year): 0

Confirmed devaluation alerts

No confirmed devaluations tracked for this card. That doesn't mean none exist — see the neutral 70/100 devaluation-risk sub-score above.

Reward structure

Category	Type	Rate	Cap	Notes
all_spends	points	0.25%(1 pts @ ₹0.25)	—	4 EDGE points per Rs 200 spent

No rewards on

These categories earn zero rewards on this card. Reward score is scaled down by up to −5%, proportional to how much of the standard basket sits in the excluded categories (v4.3 formula).

fuelinsurancewallet loadrentutilitiesjewelleryeducationgovernmentemi

Welcome offer

SonyLIV Premium Annual Subscription on first transaction within 30 days.

What's inside

Experience

BOGO Movie Tickets
₹200
Buy One Get One movie ticket on District app.
Cap ₹200 / monthly.

Travel privileges

Cleartrip Discounts
Up to 7% off on flights and 18% off on hotels via Cleartrip.
one time.

Welcome benefits

SonyLIV Premium Subscription
₹1,499
SonyLIV Premium Annual Subscription worth ₹1,499 on the first transaction within 30 days of card issuance.
one time.

More benefits

Swiggy Flat Discount
₹120
Flat ₹120 off on Swiggy on minimum spends of ₹500 (once per month)
Cap ₹120 / monthly.