CardIQIndia
Unverified draft. Fees, reward rates, and perks below are LLM-generated seed data pending admin verification. Cross-check on the bank's official page before relying on them.
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#11 of 70 in debit
IDFC First Bank

Wealth Debit Card

debitVisainfiniteProvisional score

Ultra-premium IDFC First debit for wealth clients.

Score breakdown

Data completeness: 55% · Last verified: 06 Jul 2026

Reward value22/100 · weight 65%
≈ 1.00% effective on the standard basket (eligible spend only)
Wide-coverage rewards: +10.0% score bonus — earns broadly without narrow category restrictions.
Fee efficiency100/100 · weight 11%
Redemption flexibility92/100 · weight 8%
Perks55/100 · weight 8%
Devaluation risk70/100 · weight 8%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee
—
Annual fee
Lifetime free
Waiver: Wealth relationship
Forex markup
2.5%

Lounge access

Domestic (per year)
Unlimited
International (per year)
4

Confirmed devaluation alerts

No confirmed devaluations tracked for this card. That doesn't mean none exist — see the neutral 70/100 devaluation-risk sub-score above.

Reward structure

CategoryTypeRateCapNotes
travelpoints0.75%(3 pts @ ₹0.25)——
all_spendscashback1%——