CardIQIndia
Unverified draft. Fees, reward rates, and perks below are LLM-generated seed data pending admin verification. Cross-check on the bank's official page before relying on them.
35
#23 of 70 in debit
Yes Bank

Yes First World Debit Card

debitMastercardsuper-premiumProvisional score

Ultra exclusive banking debit access offering concierge and absolute low foreign spreads.

Score breakdown

Data completeness: 55% · Last verified: 06 Jul 2026

Reward value13/100 · weight 65%
≈ 0.62% effective on the standard basket (eligible spend only)
Wide-coverage rewards: +0.6% score bonus — earns broadly without narrow category restrictions.
Fee efficiency100/100 · weight 11%
Redemption flexibility75/100 · weight 8%
Perks47/100 · weight 8%
Devaluation risk70/100 · weight 8%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee
—
Annual fee
Lifetime free
Waiver: First Wealth Management client status
Forex markup
1%

Lounge access

Domestic (per year)
8
International (per year)
1

Confirmed devaluation alerts

No confirmed devaluations tracked for this card. That doesn't mean none exist — see the neutral 70/100 devaluation-risk sub-score above.

Reward structure

CategoryTypeRateCapNotes
travelpoints2.50%(10 pts @ ₹0.25)—10 Reward Points per Rs 200 on international portal bookings
all_spendspoints0.50%(2 pts @ ₹0.25)—Base retail generates steady multiplication paths