Jupiter Aurora Metal Debit Card

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Premium Metal Debit card with 5% flat cashback and extensive lifestyle/travel perks.

Score breakdown

Data completeness: 95% · Last verified: 06 Jul 2026

Reward value40/100 · weight 65%

≈ 1.87% effective on the standard basket (eligible spend only)

Wide-coverage rewards: +6.2% score bonus — earns broadly without narrow category restrictions.

Fee efficiency41/100 · weight 11%

Redemption flexibility92/100 · weight 8%

Perks78/100 · weight 8%

Devaluation risk70/100 · weight 8%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee: ₹10,000 + 18% GST
= ₹11,800 total
Annual fee: ₹5,000 + 18% GST
= ₹5,900 / year total
Forex markup: 0%

Lounge access

Domestic (per year): 4
International (per year): 4
Per quarter: 1 dom + 1 intl

Conditional: Requires ₹50,000 spend in the prior calendar quarter. 1 domestic + 1 international visit per quarter (4 + 4 per year)

Confirmed devaluation alerts

No confirmed devaluations tracked for this card. That doesn't mean none exist — see the neutral 70/100 devaluation-risk sub-score above.

Reward structure

Category	Type	Rate	Cap	Notes
all_spends	cashback	5%	₹1,000 / monthly	5% cashback on eligible debit card spends, capped ₹1,000/month (~₹12,000/year). Minimum txn value & eligible MCCs apply. Paid as Jewels (5 Jewels = ₹1).
online_travel_booking	cashback	5%	₹1,000 / monthly	5% cashback on flight bookings made via the Jupiter app, capped ₹1,000/month.
wallet_load	cashback	0%	—	No cashback on wallet loading (excluded).

No rewards on

These categories earn zero rewards on this card. Reward score is scaled down by up to −5%, proportional to how much of the standard basket sits in the excluded categories (v4.3 formula).

Credit card, loan & BNPL repaymentsWallet loadingGambling & online gamingPolitical/financial institution transfersCourt/legal paymentsRestricted merchant categoriesRefunds/reversed transactionsATM withdrawalsOther non-qualified spends defined by Jupiter

Welcome offer

Welcome benefits worth >₹30,000 including Cult.fit Home pass, Dr. Agarwal eye check-ups and partner offers

Milestone benefits

Spend ₹2,00,000: ₹25,000 Taj Hotels voucher
Spend ₹4,00,000: Additional ₹25,000 Taj Hotels voucher

What's inside

Issuer-stated total value: ₹30,000

Experience

Taj Vouchers (Milestone)
₹25,000
₹10K Taj voucher on ₹2L spends, ₹15K on ₹4L spends

Travel privileges

Lounge Access
1 Dom & 1 Intl lounge access per quarter (₹50K spend req)
quarterly.
Zero Forex
0% forex on spends and ATM up to ₹1L/mo

Earn every day

Pharmacy Benefits
15% off at Apollo & Tata 1mg + ₹500 voucher

Lifestyle

Movie Tickets
₹3,600
BOGO on District (up to ₹300/mo)
Zomato Dining
₹12,000
20% off (min bill ₹2,500, up to ₹1,000/mo)

Health & wellness

Aurora Health & Fitness Suite
₹30,000
CultFit, Health coaching, Dental, Teleconsultation

Security & care

Fraud Protection
UPI, Debit & Credit card fraud protection up to ₹1L

Concierge & support

Priority Support
Dedicated phone line, 4hr resolution guarantee