Unverified draft. Fees, reward rates, and perks below are LLM-generated seed data pending admin verification. Cross-check on the bank's official page before relying on them.

#144 of 173 in credit

RBL Bank

RBL MoneyTap Black Credit Card

creditVisamidProvisional score

Credit line hybrid granting immediate liquid cash transfers parallel to normal card utility.

Score breakdown

Data completeness: 55% · Last verified: 06 Jul 2026

Reward value7/100 · weight 65%

≈ 0.32% effective on the standard basket (eligible spend only)

Wide-coverage rewards: +2.6% score bonus — earns broadly without narrow category restrictions.

Fee efficiency91/100 · weight 11%

Redemption flexibility75/100 · weight 8%

Perks0/100 · weight 8%

Devaluation risk70/100 · weight 8%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee: ₹499 + 18% GST
= ₹589 total
Annual fee: ₹499 + 18% GST
= ₹589 / year total
Forex markup: 3.5%

Lounge access

Domestic (per year): 0
International (per year): 0

Confirmed devaluation alerts

No confirmed devaluations tracked for this card. That doesn't mean none exist — see the neutral 70/100 devaluation-risk sub-score above.

Reward structure

Category	Type	Rate	Cap	Notes
online_spends	points	0.50%(2 pts @ ₹0.25)	—	2 Reward Points per Rs 100 spent strictly online
all_spends	points	0.25%(1 pts @ ₹0.25)	—	Standard point returns against offline swiping runs