CardIQIndia
Verified by CardIQ admin · last checked 04 Jul 2026
22
#69 of 70 in debit
AU Small Finance Bank

AU Platinum Debit Card

debitRuPaymid

RuPay Platinum Debit Card with high transaction limits, insurance coverage, and RuPay merchant discounts.

Score breakdown

Data completeness: 70% · Last verified: 06 Jul 2026

Reward value0/100 · weight 65%
Fee efficiency97/100 · weight 11%
Redemption flexibility55/100 · weight 8%
Perks15/100 · weight 8%
Devaluation risk70/100 · weight 8%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee
—
Annual fee
₹150 + 18% GST
= ₹177 / year total
Forex markup
3.5%

Lounge access

Domestic (per year)
0
International (per year)
0

Confirmed devaluation alerts

No confirmed devaluations tracked for this card. That doesn't mean none exist — see the neutral 70/100 devaluation-risk sub-score above.

Reward structure

CategoryTypeRateCapNotes
No earning reward structure tracked for this card.

Welcome offer

₹250 brand voucher redeemable across selected brands

What's inside

Welcome benefits

  • Welcome Voucher

    ₹250

    ₹250 brand voucher on meeting eligibility

Lifestyle

  • RuPay Platinum Offers

    Access to exclusive RuPay merchant discounts and seasonal campaigns.

Security & care

  • Insurance Cover

    Personal Accident, Air Accident, and Purchase Protection cover included.