CardIQIndia
Unverified draft. Fees, reward rates, and perks below are LLM-generated seed data pending admin verification. Cross-check on the bank's official page before relying on them.
42
#35 of 173 in credit
Standard Chartered

Standard Chartered Manhattan Credit Card

creditVisamidProvisional score

Historic supermarket cashback juggernaut scaling direct rebates on weekend runs.

Score breakdown

Data completeness: 55% · Last verified: 06 Jul 2026

Reward value29/100 · weight 65%
≈ 1.41% effective on the standard basket (eligible spend only)
Wide-coverage rewards: +1.6% score bonus — earns broadly without narrow category restrictions.
Fee efficiency91/100 · weight 11%
Redemption flexibility92/100 · weight 8%
Perks0/100 · weight 8%
Devaluation risk70/100 · weight 8%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee
₹999 + 18% GST
= ₹1,179 total
Annual fee
₹999 + 18% GST
= ₹1,179 / year total
Waiver: Spend INR 1,20,000 in a year
Forex markup
3.5%

Lounge access

Domestic (per year)
0
International (per year)
0

Confirmed devaluation alerts

No confirmed devaluations tracked for this card. That doesn't mean none exist — see the neutral 70/100 devaluation-risk sub-score above.

Reward structure

CategoryTypeRateCapNotes
groceriescashback5%₹500 / monthly5% cashback directly applying to supermarket buys executed locally
all_spendspoints0.75%(3 pts @ ₹0.25)—3 Reward points mapping closely securely upon passing Rs 150 offline