Unverified draft. Fees, reward rates, and perks below are LLM-generated seed data pending admin verification. Cross-check on the bank's official page before relying on them.

#38 of 70 in debit

Axis Bank

Axis RuPay Platinum Debit Card

debitRupaymidProvisional score

Affordable RuPay debit card packed with native NPCI promotional discounts and lounge access.

Score breakdown

Data completeness: 55% · Last verified: 06 Jul 2026

Reward value8/100 · weight 65%

≈ 0.40% effective on the standard basket (eligible spend only)

Wide-coverage rewards: +0.3% score bonus — earns broadly without narrow category restrictions.

Fee efficiency96/100 · weight 11%

Redemption flexibility92/100 · weight 8%

Perks19/100 · weight 8%

Devaluation risk70/100 · weight 8%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee: ₹200 + 18% GST
= ₹236 total
Annual fee: ₹200 + 18% GST
= ₹236 / year total
Forex markup: 3.5%

Lounge access

Domestic (per year): 4
International (per year): 0

Confirmed devaluation alerts

No confirmed devaluations tracked for this card. That doesn't mean none exist — see the neutral 70/100 devaluation-risk sub-score above.

Reward structure

Category	Type	Rate	Cap	Notes
utilities	cashback	5%	₹100 / monthly	5% cashback purely on utilities fulfilled via Amazon/Paytm portals using RuPay features
all_spends	points	0.25%(1 pts @ ₹0.25)	—	Standard Axis EDGE Points for usual point-of-sale expenditures