Unverified draft. Fees, reward rates, and perks below are LLM-generated seed data pending admin verification. Cross-check on the bank's official page before relying on them.

#27 of 70 in debit

SBI Card

SBI RuPay Select Debit Card

debitRupaypremiumProvisional score

Features gym memberships, health checkups, and extensive lounge coverage powered by RuPay.

Score breakdown

Data completeness: 50% · Last verified: 06 Jul 2026

Reward value14/100 · weight 65%

≈ 0.71% effective on the standard basket (eligible spend only)

Wide-coverage rewards: +0.5% score bonus — earns broadly without narrow category restrictions.

Fee efficiency91/100 · weight 11%

Redemption flexibility92/100 · weight 8%

Perks0/100 · weight 8%

Devaluation risk70/100 · weight 8%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee: ₹500 + 18% GST
= ₹590 total
Annual fee: ₹500 + 18% GST
= ₹590 / year total
Forex markup: 3.5%

Lounge access

Domestic (per year): 0
International (per year): 0

Confirmed devaluation alerts

No confirmed devaluations tracked for this card. That doesn't mean none exist — see the neutral 70/100 devaluation-risk sub-score above.

Reward structure

Category	Type	Rate	Cap	Notes
utilities	cashback	5%	₹500 / monthly	Up to 5% flat cashback on bill payments handled via RuPay promotional links
all_spends	points	0.50%(2 pts @ ₹0.25)	—	Standard SBI Rewardz accumulation across offline payments