CardIQIndia
Unverified draft. Fees, reward rates, and perks below are LLM-generated seed data pending admin verification. Cross-check on the bank's official page before relying on them.
38
#62 of 173 in credit
HSBC India

HSBC Premier Mastercard Credit Card

creditMastercardsuper-premiumProvisional score

Global scale banking tie-in credit structure returning massive golf and concierge benefits.

Score breakdown

Data completeness: 55% · Last verified: 06 Jul 2026

Reward value16/100 · weight 65%
≈ 0.80% effective on the standard basket (eligible spend only)
Wide-coverage rewards: +0.6% score bonus — earns broadly without narrow category restrictions.
Fee efficiency100/100 · weight 11%
Redemption flexibility75/100 · weight 8%
Perks61/100 · weight 8%
Devaluation risk70/100 · weight 8%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee
—
Annual fee
Lifetime free
Waiver: Must strictly retain HSBC Premier Status globally
Forex markup
1.99%

Lounge access

Domestic (per year)
8
International (per year)
8

Confirmed devaluation alerts

No confirmed devaluations tracked for this card. That doesn't mean none exist — see the neutral 70/100 devaluation-risk sub-score above.

Reward structure

CategoryTypeRateCapNotes
travelpoints1.50%(6 pts @ ₹0.25)—6 Reward Points uniformly awarded checking out internationally
all_spendspoints0.75%(3 pts @ ₹0.25)—3 Reward Points consistently mapped upon Rs 100 locally