Unverified draft. Fees, reward rates, and perks below are LLM-generated seed data pending admin verification. Cross-check on the bank's official page before relying on them.

#88 of 173 in credit

SBI Card

SBI Air India Signature Credit Card

creditVisaco-brandedProvisional score

Airline co-branded credit card offering rich miles on Air India ticket purchases.

Score breakdown

Data completeness: 55% · Last verified: 06 Jul 2026

Reward value28/100 · weight 65%

≈ 1.40% effective on the standard basket (eligible spend only)

Wide-coverage rewards: +0.6% score bonus — earns broadly without narrow category restrictions.

Fee efficiency41/100 · weight 11%

Redemption flexibility60/100 · weight 8%

Perks26/100 · weight 8%

Devaluation risk70/100 · weight 8%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee: ₹4,999 + 18% GST
= ₹5,899 total
Annual fee: ₹4,999 + 18% GST
= ₹5,899 / year total
Forex markup: 3.5%

Lounge access

Domestic (per year): 8
International (per year): 0

Confirmed devaluation alerts

No confirmed devaluations tracked for this card. That doesn't mean none exist — see the neutral 70/100 devaluation-risk sub-score above.

Reward structure

Category	Type	Rate	Cap	Notes
travel	miles	7.50%(30 mi @ ₹0.25)	—	Up to 30 Reward Points per Rs 100 spent on Air India tickets booked through airindia.com
all_spends	miles	1.00%(4 mi @ ₹0.25)	—	4 Reward Points for every Rs 100 spent on other purchases