CardIQIndia
Verified by CardIQ admin · last checked 05 Jul 2026
21
#70 of 70 in debit
Axis Bank

Axis Delight Debit Card

debitVisamid

An everyday transaction card loaded with offers across dining and entertainment apps.

Score breakdown

Data completeness: 70% · Last verified: 06 Jul 2026

Reward value0/100 · weight 65%
No rewards on: gaming, government, wallet_load, rent, education, utilities, fuel, railway, insurance. Reward score is scaled by ×(1 − 5.0%), proportional to how much of the standard basket falls in these excluded categories (v4 formula, capped at −5%). Tip: pair with a card that covers these.
Fee efficiency76/100 · weight 11%
Redemption flexibility55/100 · weight 8%
Perks39/100 · weight 8%
Devaluation risk70/100 · weight 8%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee
₹250 + 18% GST
= ₹295 total
Annual fee
₹1,500 + 18% GST
= ₹1,770 / year total
Forex markup
3.5%

Lounge access

Domestic (per year)
4
International (per year)
0

Confirmed devaluation alerts

No confirmed devaluations tracked for this card. That doesn't mean none exist — see the neutral 70/100 devaluation-risk sub-score above.

Reward structure

CategoryTypeRateCapNotes
No earning reward structure tracked for this card.

No rewards on

These categories earn zero rewards on this card. Reward score is scaled down by up to −5%, proportional to how much of the standard basket sits in the excluded categories (v4.3 formula).

No spend-based rewards or cashbackLounge, partner offers, insurance and Times Prime benefits subject to Axis Bank eligibility, spend conditions and merchant terms

What's inside

Travel privileges

  • Insurance - Travel (Lost/Delayed Baggage & Documents)

    Travel insurance for lost/delayed baggage and travel documents up to USD 500.

Earn every day

  • Swiggy Discount

    Up to 25% off (max ₹150/transaction, min order ₹400), 3 times/month using code AXIS150.

    Cap ₹150 / monthly. 3 times per month

Welcome benefits

  • Times Prime Annual Membership

    ₹1,199

    Complimentary Times Prime Annual Membership (worth ₹1,199) on completing 3 purchase transactions within 60 days of account opening.

    one-time.

Lifestyle

  • Tata CLiQ Discount

    10% off (max ₹500/transaction), 2 times/month using code AXISDELIGHT.

    Cap ₹500 / monthly. 2 times per month

  • BookMyShow / INOX Movie Discount

    Up to 50% off on movie tickets (as per offer terms).

    monthly.

  • EazyDiner Dining Discount

    15% instant discount up to ₹500 on bills of ₹2,500+, once/month.

    Cap ₹500 / monthly.

Security & care

  • Insurance - Personal Accident Cover

    Personal Accident Cover of ₹5 lakh.

  • Insurance - Air Accident Cover

    Air Accident Cover of ₹1 crore.

  • Insurance - Purchase Protection

    Purchase Protection cover up to ₹50,000.

  • Insurance - Price Protection

    Price Protection cover up to ₹50,000.

More benefits

  • Times Prime Renewal

    ₹1,199

    Renewal of Times Prime Membership on achieving ₹2 lakh annual card spends.

    yearly.