CardIQIndia
Unverified draft. Fees, reward rates, and perks below are LLM-generated seed data pending admin verification. Cross-check on the bank's official page before relying on them.
28
#125 of 173 in credit
IndusInd Bank

IndusInd Nexxt Credit Card

creditVisa

Unverified draft. Details auto-drafted; run admin cross-check to verify.

Score breakdown

Data completeness: 80% · Last verified: 06 Jul 2026

Reward value15/100 · weight 65%
≈ 0.72% effective on the standard basket (eligible spend only)
Wide-coverage rewards: +4.3% score bonus — earns broadly without narrow category restrictions.
Fee efficiency41/100 · weight 11%
Redemption flexibility75/100 · weight 8%
Perks25/100 · weight 8%
Devaluation risk70/100 · weight 8%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee
₹5,000 + 18% GST
= ₹5,900 total
Annual fee
₹5,000 + 18% GST
= ₹5,900 / year total
Forex markup
2.5%

Lounge access

Domestic (per year)
4
International (per year)
0

Confirmed devaluation alerts

No confirmed devaluations tracked for this card. That doesn't mean none exist — see the neutral 70/100 devaluation-risk sub-score above.

Reward structure

CategoryTypeRateCapNotes
online_spendspoints1.00%(2 pts @ ₹0.50)——
diningpoints1.00%(2 pts @ ₹0.50)——
travelpoints1.00%(2 pts @ ₹0.50)——
groceriespoints1.00%(2 pts @ ₹0.50)——
fuelpoints0.50%(1 pts @ ₹0.50)——
all_spendspoints0.50%(1 pts @ ₹0.50)——