Corroborated — 3 field(s) match across 3+ reference sources (auto). Not human-verified. Confirm with the bank before high-stakes decisions.

#37 of 173 in credit

IndusInd Bank

IndusInd Bank Legend Credit Card

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Lifetime free premium card; golf & travel

Score breakdown

Data completeness: 80% · Last verified: 06 Jul 2026

Reward value25/100 · weight 65%

≈ 1.20% effective on the standard basket (eligible spend only)

Wide-coverage rewards: +3.1% score bonus — earns broadly without narrow category restrictions.

Fee efficiency100/100 · weight 11%

Redemption flexibility76/100 · weight 8%

Perks10/100 · weight 8%

Devaluation risk90/100 · weight 8%

All fees shown base + 18% GST (India card fees legally attract GST).

05 Jul 2026 · technofinosource
Indusind bank removed Cash reward redemption option from Indusmoments.

Category	Type	Rate	Cap	Notes
travel	points	2.00%(8 pts @ ₹0.25)	—	2% travel (estimated)
online_spends	points	2.00%(8 pts @ ₹0.25)	—	2% online (estimated)
dining	points	2.00%(8 pts @ ₹0.25)	—	2% dining (estimated)
groceries	points	1.50%(6 pts @ ₹0.25)	—	1.5% groceries (estimated)
fuel	points	1.00%(4 pts @ ₹0.25)	—	1% fuel (estimated)
utilities	points	1.00%(4 pts @ ₹0.25)	—	1% utilities (estimated)
all_spends	points	0.63%(2.52 pts @ ₹0.25)	—	Base earn rate

1 reward point is worth different amounts depending on how you redeem — the headline reward % only holds at the best tier.

Vouchers from brands like Montblanc, Postcard Hotels, or Vouchagram (Amazon, Flipkart, etc.) available at select fee points.

High reward points on online transactions, especially e-commerce.
Excellent cash redemption value for reward points.
Generous movie benefits with a 'Buy 1 Get 1 Free' offer thrice a month.
Comprehensive travel benefits including international and domestic lounge access.
Significant golf privileges with complimentary games and lessons monthly.
No renewal fee makes it cost-effective in the long run.