CardIQIndia
Unverified draft. Fees, reward rates, and perks below are LLM-generated seed data pending admin verification. Cross-check on the bank's official page before relying on them.
30
#115 of 173 in credit
HDFC Bank

HDFC Diners Club Rewardz Credit Card

creditDiners Club

Unverified draft. Details auto-drafted; run admin cross-check to verify.

Score breakdown

Data completeness: 80% · Last verified: 06 Jul 2026

Reward value12/100 · weight 65%
≈ 0.58% effective on the standard basket (eligible spend only)
Wide-coverage rewards: +3.1% score bonus — earns broadly without narrow category restrictions.
Fee efficiency83/100 · weight 11%
Redemption flexibility75/100 · weight 8%
Perks19/100 · weight 8%
Devaluation risk70/100 · weight 8%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee
₹1,000 + 18% GST
= ₹1,180 total
Annual fee
₹1,000 + 18% GST
= ₹1,180 / year total
Forex markup
3.5%

Lounge access

Domestic (per year)
4
International (per year)
0

Confirmed devaluation alerts

No confirmed devaluations tracked for this card. That doesn't mean none exist — see the neutral 70/100 devaluation-risk sub-score above.

Reward structure

CategoryTypeRateCapNotes
online_spendspoints1.00%(2.5 pts @ ₹0.40)——
diningpoints1.00%(2.5 pts @ ₹0.40)——
travelpoints1.00%(2.5 pts @ ₹0.40)——
all_spendspoints0.40%(1 pts @ ₹0.40)——
groceriespoints0.40%(1 pts @ ₹0.40)——
fuelpoints0.40%(1 pts @ ₹0.40)——