Axis Horizon Credit Card offers high-value EDGE Miles for travel and retail spends.
Data completeness: 95% · Last verified: 06 Jul 2026
All fees shown base + 18% GST (India card fees legally attract GST).
No confirmed devaluations tracked for this card. That doesn't mean none exist — see the neutral 70/100 devaluation-risk sub-score above.
| Category | Type | Rate | Cap | Notes |
|---|---|---|---|---|
| travel | miles | 2.50%(5 mi @ ₹0.50) | — | — |
| online_spends | miles | 0.75%(1.5 mi @ ₹0.50) | — | — |
| dining | miles | 0.75%(1.5 mi @ ₹0.50) | — | — |
| groceries | miles | 0.75%(1.5 mi @ ₹0.50) | — | — |
| all_spends | miles | 0.75%(1.5 mi @ ₹0.50) | — | — |
| fuel | miles | 0.50%(1 mi @ ₹0.50) | — | — |
These categories earn zero rewards on this card. Reward score is scaled down by up to −5%, proportional to how much of the standard basket sits in the excluded categories (v4.3 formula).
5,000 EDGE Miles on first transaction of ₹1,000+ within 30 days
International Lounge Access
8 international lounge visits/year (2/quarter)
Domestic Lounge Access
Up to 24 domestic lounge visits/year
Fuel Surcharge Waiver
1% fuel surcharge waiver on ₹400–₹5,000 (max ₹400/month)