Verified by CardIQ admin · last checked 04 Jul 2026
23
#67 of 70 in debit
AU Small Finance Bank

AU Gold Debit Card

debitVisa/MastercardGold

Daily ATM limit ₹50,000, POS limit ₹75,000. Contactless enabled with comprehensive insurance (PA, Air, Purchase Protection).

Score breakdown

Data completeness: 65% · Last verified: 06 Jul 2026

Reward value0/100 · weight 65%
Fee efficiency100/100 · weight 11%
Redemption flexibility55/100 · weight 8%
Perks25/100 · weight 8%
Devaluation risk70/100 · weight 8%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee
Annual fee
Lifetime free

Lounge access

Domestic (per year)
0
International (per year)
0

Confirmed devaluation alerts

No confirmed devaluations tracked for this card. That doesn't mean none exist — see the neutral 70/100 devaluation-risk sub-score above.

Reward structure

CategoryTypeRateCapNotes
No earning reward structure tracked for this card.

No rewards on

These categories earn zero rewards on this card. Reward score is scaled down by up to −5%, proportional to how much of the standard basket sits in the excluded categories (v4.3 formula).

all spends

What's inside

Lifestyle

  • Merchant Offers

    Exclusive Visa/Mastercard discounts

Security & care

  • Personal Accident Cover

    Comprehensive insurance coverage

  • Air Accident Cover

    Subject to T&Cs

  • Purchase Protection

    Cover on eligible purchases

  • Card Liability Cover

    Protection against unauthorized transactions