Unverified draft. Fees, reward rates, and perks below are LLM-generated seed data pending admin verification. Cross-check on the bank's official page before relying on them.

#171 of 173 in credit

American Express

American Express Platinum Travel Credit Card

creditAmexpremiumProvisional score

Pioneering milestone centered structure issuing enormous Taj travel vouchers strictly upon hitting targets.

Score breakdown

Data completeness: 55% · Last verified: 06 Jul 2026

Reward value6/100 · weight 65%

≈ 0.25% effective on the standard basket (eligible spend only)

Wide-coverage rewards: +10.0% score bonus — earns broadly without narrow category restrictions.

Fee efficiency41/100 · weight 11%

Redemption flexibility75/100 · weight 8%

Perks26/100 · weight 8%

Devaluation risk70/100 · weight 8%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee: ₹3,500 + 18% GST
= ₹4,130 total
Annual fee: ₹5,000 + 18% GST
= ₹5,900 / year total
Forex markup: 3.5%

Lounge access

Domestic (per year): 8
International (per year): 0

Confirmed devaluation alerts

No confirmed devaluations tracked for this card. That doesn't mean none exist — see the neutral 70/100 devaluation-risk sub-score above.

Reward structure

Category	Type	Rate	Cap	Notes
all_spends	points	0.25%(1 pts @ ₹0.25)	—	1 Membership Rewards point for every Rs 50 spent everywhere cleanly
travel	points	0.00%(0 pts @ ₹0.25)	—	Receive vast milestone rewards (Taj Vouchers + MR points) mapping roughly 8% returns traversing thresholds