CardAgent
Verified by CardAgent admin · last checked 08 Jul 2026
SBI Card

Air India SBI Signature

34
Ranked #65 of 170 in credit
creditVisaSignatureLegacy · discontinued

SBI's premium Air India co-branded travel card, DISCONTINUED for new applications, previously offering strong Flying Returns mile accumulation for frequent Air India flyers.

Score breakdown

Data completeness: 70% · Last verified: 09 Jul 2026

Reward value25/100 · weight 71%
≈ 1.24% effective on the standard basket (eligible spend only)
Wide-coverage rewards: +0.6% score bonus — earns broadly without narrow category restrictions.
Fee efficiency63/100 · weight 12%
Redemption flexibility75/100 · weight 9%
Perks26/100 · weight 9%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee
₹4,999 + 18% GST
= ₹5,899 total
Annual fee
₹4,999 + 18% GST
= ₹5,899 / year total
Waiver: No standard spend-based waiver identified
Forex markup
3.5%

Lounge access

Domestic (per year)
8
International (per year)
0

Reward structure

CategoryTypeRateCapNotes
online_travel_bookingpoints5.00%(5 pts @ ₹1.00)—Reward points on Air India ticket purchases (rate cut from 15X to 5X, Mar 2025)
all_spendspoints1.00%(1 pts @ ₹1.00)—Base rate other spends

Welcome offer

20,000 bonus reward points (Maharaja/Flying Returns points) on payment of annual fee within 15 days, plus Air India Flying Returns membership

Milestone benefits

Pros

  • Strong welcome bonus (20,000 points)
  • good accelerated Air India booking rate
  • decent domestic lounge frequency (8/year)
  • Flying Returns program integration for frequent Air India flyers

Cons

  • IMPORTANT: Card discontinued — SBI is not accepting new applications, existing cardholders only
  • rewards limited to Air India ecosystem with no flexibility to other airlines/hotels
  • reward rate on Air India bookings reportedly cut down over time (from 30 to 10 points/Rs 100 per reviewer)
  • Priority Pass membership free but each visit still costs $27

What's inside

More benefits

  • Complimentary lounge access

    Domestic and international lounge visits

    quarterly. Verify at MITC

Insurance cover

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Eligibility

text
IMPORTANT: SBI Card is NOT accepting new applications for this co-branded card — confirmed discontinued per multiple sources

Small print

Fuel surcharge:Standard SBI terms; not clearly detailed for this card