Best credit cards for every purchase
Ranked lists for every major Indian merchant and category — computed live from CardAgent's catalog of 500+ cards, with transparent effective % back, monthly caps, and GST-inclusive annual fee.
Best cards for
Amazon
Top credit cards for Amazon.in shopping, ranked by effective cashback / reward rate with monthly caps and fees. Updated for 2026.
Best cards for
Flipkart
Top credit cards for Flipkart shopping in India ranked by effective reward rate, cap, and annual fee.
Best cards for
Swiggy
Top credit cards for Swiggy food delivery, Instamart, and Dineout — ranked by effective reward %.
Best cards for
Zomato
Top credit cards for Zomato food delivery and dine-in bookings, ranked by effective reward rate.
Best cards for
Myntra
Top credit cards for Myntra fashion purchases ranked by effective cashback and reward rate.
Best cards for
BookMyShow
Top credit cards with BookMyShow BOGO offers, flat movie ticket discounts, and complimentary tickets in India.
Best cards for
Uber & Ola
Top credit cards ranked by effective reward on Uber, Ola, and app-based cab spend in India.
Best cards for
Fuel
Top credit cards for petrol and diesel with fuel surcharge waiver and accelerated rewards at IOCL, HPCL, and BPCL pumps.
Best cards for
Grocery
Top credit cards for grocery spend at supermarkets, Big Basket, Blinkit, Zepto, Instamart, and DMart in India.
Best cards for
Dining
Top credit cards for restaurant, cafe, and food-delivery spend — ranked by effective rate, cap, and complimentary programs like EazyDiner / Club Marriott.
Best cards for
International travel
Top credit cards for international spends: lowest forex markup, best airport lounge access, air-mile earn rates, and travel insurance.
Best cards for
Domestic flights & hotels
Top credit cards for MakeMyTrip, Cleartrip, IndiGo, Vistara, and hotel bookings within India — ranked by reward rate and lounge access.
Best cards for
Utility bills
Top credit cards for paying electricity, gas, mobile, broadband, and other utility bills in India.
Best cards for
Insurance premiums
Top credit cards for paying life, health, and vehicle insurance premiums — ranked by reward rate and any category caps.
Best cards for
Rent payments
Top credit cards for rent payments through CRED, NoBroker, and other rent-payment platforms in India.
Best cards for
BBPS bill payments
Top credit cards for Bharat BillPay (BBPS) transactions — utility, credit card bill payments, and OTT recharges.
Best cards for
Education fees
Top credit cards for paying school, college, and university fees in India — including cards that still reward education MCC after 2024.
Best cards for
IRCTC train bookings
Top credit cards for IRCTC train bookings — including co-branded IRCTC RuPay cards and IRCTC lounge access.
Best cards for
MakeMyTrip
Top credit cards for MakeMyTrip flight and hotel bookings, including co-branded MakeMyTrip cards.
Best cards for
UPI RuPay credit
Top RuPay credit cards linked to UPI apps — ranked by effective reward rate on UPI transactions.