CardAgent
Verified by CardAgent admin · last checked 08 Jul 2026
AU Small Finance Bank

AU Platinum Debit Card

17
Ranked #66 of 66 in debit
debitVisaMid-Premium

AU Small Finance Bank's mid-premium Platinum debit card combining lifestyle rewards with a comprehensive insurance suite (air travel, personal accident, purchase protection) for frequent spenders.

Score breakdown

Data completeness: 70% · Last verified: 09 Jul 2026

Reward value0/100 · weight 71%
Fee efficiency100/100 · weight 12%
Redemption flexibility55/100 · weight 9%
Perks5/100 · weight 9%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee
—
Annual fee
Lifetime free
Waiver: Tied to savings account AMB maintenance
Forex markup
3%

Lounge access

Domestic (per year)
0
International (per year)
0

Reward structure

CategoryTypeRateCapNotes
No earning reward structure tracked for this card.

Welcome offer

None specified

Milestone benefits

Pros

  • Best-suited for frequent spenders wanting rewards + insurance benefits per LoansJagat
  • worldwide contactless/cashless usability
  • Rs2,00,000 liability cover

Cons

  • No lounge access
  • entertainment benefits modest relative to premium credit card alternatives

What's inside

More benefits

  • Welcome Voucher

    ₹250

    ₹250 brand voucher on meeting eligibility

  • Insurance Cover

    Personal Accident, Air Accident, and Purchase Protection cover included.

  • RuPay Platinum Offers

    Access to exclusive RuPay merchant discounts and seasonal campaigns.

Insurance cover

text
₹NaN

Eligibility

text
Requires active AU Small Finance Bank savings account

Small print

Fuel surcharge:1% waiver, standard range