CardAgent
Verified by CardAgent admin · last checked 08 Jul 2026
Axis Bank

Axis Bank Vistara Signature Credit Card

27
Ranked #115 of 170 in credit
creditVisa/MastercardMid-range travel co-brandLegacy · discontinued

Co-branded Axis Bank x Vistara mid-tier travel card offering free Premium Economy tickets and Club Vistara Silver membership; DISCONTINUED for new applicants following the Air India-Vistara merger.

Score breakdown

Data completeness: 100% · Last verified: 09 Jul 2026

Reward value9/100 · weight 71%
≈ 0.40% effective on the standard basket (eligible spend only)
Wide-coverage rewards: +10.0% score bonus — earns broadly without narrow category restrictions.
No rewards on: rent, insurance. Reward score is scaled by ×(1 − 3.0%), proportional to how much of the standard basket falls in these excluded categories (v4 formula, capped at −5%). Tip: pair with a card that covers these.
Fee efficiency76/100 · weight 12%
Redemption flexibility92/100 · weight 9%
Perks45/100 · weight 9%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee
₹3,000 + 18% GST
= ₹3,540 total
Annual fee
₹3,000 + 18% GST
= ₹3,540 / year total
Waiver: No fee waiver condition available
Forex markup
3.5%

Lounge access

Domestic (per year)
8
International (per year)
0

Reward structure

CategoryTypeRateCapNotes
all_spendspoints0.40%(2 pts @ ₹0.20)—4 CV Points per Rs 200 spent = 2% base rate; no points on wallet/rent/utilities/govt/insurance/gold
fuelcashback0%—No CV Points on fuel
rentcashback0%—No CV Points on rent
wallet_loadcashback0%—No CV Points on wallet loads
governmentcashback0%—No CV Points on government/tax payments
insurancecashback0%—No CV Points on insurance
utilitiescashback0%—No CV Points on utilities
educationcashback0%—No CV Points on education

No rewards on

These categories earn zero rewards on this card. Reward score is scaled down by up to −5%, proportional to how much of the standard basket sits in the excluded categories (v4.3 formula).

FuelRentWallet loadsCash advancesGovernment/tax paymentsInsuranceUtilitiesEducationCard fees & finance chargesExcluded MCCs

Welcome offer

1 complimentary Premium Economy Class one-way ticket voucher (base fare waived) + 3,000 bonus CV Points on Rs 75,000 spend within first 90 days; ticket renews each year on fee payment

Milestone benefits

Pros

  • Free Premium Economy ticket annually on renewal, achievable milestone flight vouchers for frequent flyers, Club Vistara Silver membership perks, decent 2% base CV point earn rate

Cons

  • DISCONTINUED — Axis Bank not accepting new applications since the Air India-Vistara merger
  • no CV points on insurance, gold/jewellery, wallet, rent, utilities, government spends since April 2024 devaluation
  • no international lounge access

What's inside

More benefits

  • Premium Economy ticket voucher (joining)

    ₹6,000

    1 complimentary Premium Economy Class ticket voucher on payment of joining fee (Club Vistara / Air India, subject to migration terms).

    one time.

  • Club Vistara Base membership

    Complimentary Club Vistara Base membership on joining (pre-migration).

    one time.

  • Milestone: ₹3L spend — Premium Economy ticket

    ₹6,000

    1 complimentary Premium Economy ticket voucher on ₹3 lakh annual eligible spends.

    yearly.

  • Milestone: ₹6L spend — Premium Economy ticket

    ₹6,000

    Additional Premium Economy ticket voucher on ₹6 lakh annual eligible spends.

    yearly.

  • Milestone: ₹9L spend — Silver tier

    Complimentary Club Vistara Silver tier (or equivalent migration benefit) on ₹9 lakh annual spends.

    yearly.

  • Domestic airport lounge access

    4 complimentary domestic lounge visits per year (1 per quarter).

    yearly.

  • 1% fuel surcharge waiver

    1% fuel surcharge waiver on fuel transactions ₹400–₹4,000, capped at ₹400/statement.

    yearly.

  • Dining Delights

    Discounts at partner restaurants under Axis Dining Delights.

    yearly.

  • Club Vistara Silver Membership

    ₹0

    Priority check-in and additional baggage allowance

    yearly. On fee payment, renews annually

  • EazyDiner discount

    ₹800

    25% off (up to Rs 800) at partner restaurants

    Cap ₹9,600 / monthly. DISCONTINUED card — legacy reference only

Insurance cover

text
₹NaN

Eligibility

text
Indian resident, age 18-70, net income Rs 6 lakh+/year (historical — no longer relevant since applications closed)

Small print

Fuel surcharge:1% fuel transaction charge applies; no CV points earned on fuel