Axis Burgundy Debit Card

Name: Axis Bank Axis Burgundy Debit Card
Brand: Axis Bank
Rating: 4.58 (1 reviews)

Ranked #3 of 66 in debit

debitVisa/MastercardUltra-Premium

Axis Bank's ultra-premium debit card exclusive to Burgundy account holders, offering zero fees, strong entertainment/dining benefits, comprehensive insurance, and quarterly domestic lounge access.

Score breakdown

Data completeness: 70% · Last verified: 09 Jul 2026

Reward value33/100 · weight 71%

≈ 1.50% effective on the standard basket (eligible spend only)

Wide-coverage rewards: +10.0% score bonus — earns broadly without narrow category restrictions.

Fee efficiency100/100 · weight 12%

Redemption flexibility92/100 · weight 9%

Perks29/100 · weight 9%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee: —
Annual fee: Lifetime free
Forex markup: 3.5%

Lounge access

Domestic (per year): 12
International (per year): 0

Reward structure

Category	Type	Rate	Cap	Notes
all_spends	points	1.50%(6 pts @ ₹0.25)	—	6 EDGE Reward points on every Rs 200 spent domestically or internationally
travel	cashback	0%	—	Nil cross currency mark-up and complimentary movie/event tickets

Welcome offer

None specified beyond ongoing benefits

Milestone benefits

Pros

Zero fee for Burgundy account holders
strong complimentary entertainment (4 BOGO movie + 4 BOGO non-movie tickets/month via BookMyShow)
Rs1,000+ EazyDiner dining discount
solid insurance suite (Rs15L personal accident, Rs1Cr air accident)
international spend rewards 3x domestic rate

Cons

Requires premium Burgundy account relationship — not independently obtainable
lounge access has a spend threshold

Insurance cover

text: ₹NaN

Eligibility

text: Requires Axis Bank Burgundy account (premium banking relationship)

Small print

Fuel surcharge:Not a highlighted benefit