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Unverified draft. Fees, reward rates, and perks below are LLM-generated seed data pending admin verification. Cross-check on the bank's official page before relying on them.
Axis Bank

Axis RuPay Platinum Debit Card

27
Ranked #37 of 66 in debit
debitRupaymidProvisional score

Affordable RuPay debit card packed with native NPCI promotional discounts and lounge access.

Score breakdown

Data completeness: 55% · Last verified: 09 Jul 2026

Reward value8/100 · weight 71%
≈ 0.39% effective on the standard basket (eligible spend only)
Wide-coverage rewards: +0.3% score bonus — earns broadly without narrow category restrictions.
Fee efficiency96/100 · weight 12%
Redemption flexibility92/100 · weight 9%
Perks19/100 · weight 9%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee
₹200 + 18% GST
= ₹236 total
Annual fee
₹200 + 18% GST
= ₹236 / year total
Forex markup
3.5%

Lounge access

Domestic (per year)
4
International (per year)
0

Reward structure

CategoryTypeRateCapNotes
utilitiescashback5%₹100 / monthly5% cashback purely on utilities fulfilled via Amazon/Paytm portals using RuPay features
all_spendspoints0.25%(1 pts @ ₹0.25)—Standard Axis EDGE Points for usual point-of-sale expenditures