CardAgent
Verified by CardAgent admin · last checked 08 Jul 2026
Axis Bank

Axis Vistara Infinite Credit Card

19
Ranked #169 of 170 in credit
creditVisaco-brandedLegacy · discontinued

Axis Bank's premium Vistara-co-branded travel card offering a free Business Class ticket on every renewal, though the card has been discontinued for new sourcing following the Vistara-Air India merger.

Score breakdown

Data completeness: 70% · Last verified: 09 Jul 2026

Reward value6/100 · weight 71%
≈ 0.32% effective on the standard basket (eligible spend only)
Wide-coverage rewards: +0.6% score bonus — earns broadly without narrow category restrictions.
Fee efficiency41/100 · weight 12%
Redemption flexibility75/100 · weight 9%
Perks42/100 · weight 9%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee
₹10,000 + 18% GST
= ₹11,800 total
Annual fee
₹10,000 + 18% GST
= ₹11,800 / year total
Waiver: No standard spend-based waiver identified (one source cites Rs 15 lakh, unverified/conflicting)
Forex markup
3.5%

Lounge access

Domestic (per year)
8
International (per year)
0

Reward structure

CategoryTypeRateCapNotes
travelpoints1.50%(6 pts @ ₹0.25)—6 CV Points per Rs 200 spent on all categories
all_spendspoints0.24%(1.2 pts @ ₹0.20)—6 Maharaja Club points/Rs 200 (~1.2% estimate); excludes fuel, wallet, EMI

Welcome offer

Complimentary Business Class ticket voucher on fee payment; renews every year on membership renewal

Milestone benefits

Pros

  • Complimentary Business Class ticket on joining AND every renewal (high value)
  • Maharaja Club Gold-equivalent membership status
  • 6 golf rounds/year
  • strong insurance coverage
  • low forex markup improvement to 1% DCC on INR international transactions

Cons

  • IMPORTANT: Axis Bank has discontinued sourcing of this card following the Vistara-Air India merger (Nov 2024) — no longer available for new applicants, existing cardholders retain benefits under revised Maharaja Club terms
  • only domestic lounge access (no international) despite premium fee
  • high 3.5% forex markup for a travel card

What's inside

More benefits

  • Complimentary Business Class ticket

    ₹15,000

    Free Business Class ticket voucher on joining AND every renewal

    Cap ₹15,000 / yearly. On fee payment

  • Milestone Business Class tickets

    Up to 4 complimentary domestic Business Class return tickets on Air Vistara/Air India, earned by hitting annual spend milestones

    yearly. Tiered annual spend thresholds (exact figures vary by promotional period — verify current thresholds on card MITC before displaying a specific number to users)

Insurance cover

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Eligibility

text
Age 18-70; net annual income Rs 6 lakh+ (some sources cite higher threshold ~Rs 24L, conflicting - card sourcing has been DISCONTINUED post Vistara-Air India merger, verify before quoting to users)

Small print

Fuel surcharge:1% fuel transaction charge (not clearly stated as waiver)