Unverified draft. Fees, reward rates, and perks below are LLM-generated seed data pending admin verification. Cross-check on the bank's official page before relying on them.
SBI Card

Flipkart SBI Card

42
Ranked #45 of 171 in credit
creditEntry-Cobrand

SBI-Flipkart co-branded cashback card launched August 2025, successor to the Axis Flipkart card. 7.5% on Myntra, 5% on Flipkart and Cleartrip (each capped ₹4,000/quarter), 1% unlimited on other eligible spends, all as automatic statement credit.

Score breakdown

Data completeness: 85% · Last verified: 03 Sept 2026

Reward value36/100 · weight 71%
1.80% effective on the standard basket (eligible spend only)
Wide-coverage rewards: +0.3% score bonus — earns broadly without narrow category restrictions.
Fee efficiency95/100 · weight 12%
Redemption flexibility55/100 · weight 9%
Perks1/100 · weight 9%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee
500 + 18% GST
= ₹590 total
Annual fee
500 + 18% GST
= ₹590 / year total
Waiver: Annual fee waived on ₹3.5 lakh annual spend
Forex markup
3.5%

Lounge access

Domestic (per year)
0
International (per year)
0

Reward structure

CategoryTypeRateCapNotes
apparelcashback7.5%₹4,000 / monthly7.5% cashback on Myntra, capped ₹4,000 per calendar quarter (~₹1,333/month equivalent)
online_shoppingcashback5%₹4,000 / monthly5% cashback on Flipkart, capped ₹4,000 per calendar quarter (~₹1,333/month equivalent); own bucket, not shared with Myntra/Cleartrip caps
online_travel_bookingcashback5%₹4,000 / monthly5% cashback on Cleartrip flight and hotel bookings, capped ₹4,000 per calendar quarter
all_spendscashback1%Unlimited 1% cashback on all other eligible spends; exclusions include fuel, rent, wallet loads, education, jewellery, insurance, government, EMI, gaming

No rewards on

These categories earn zero rewards on this card. Reward score is scaled down by up to −5%, proportional to how much of the standard basket sits in the excluded categories (v4.3 formula).

fuelwallet loadrentgovernmenteducationjewelleryinsuranceemi

Welcome offer

₹250 Flipkart e-gift voucher within 60 days of joining fee realisation (valid 1 year)

Pros

  • 7.5% cashback on Myntra
  • 5% cashback on Flipkart
  • 5% on Cleartrip flights/hotels
  • unlimited 1% base rate
  • automatic statement credit, no redemption friction
  • ₹500 fee reversed at ₹3.5L annual spend

Cons

  • Every accelerated tier capped at ₹4,000 cashback per calendar quarter
  • long exclusion list (fuel, rent, wallet loads, education, jewellery, insurance, government, EMI, gaming)
  • 1% base rate below flat-cashback cards
  • no lounge access
  • 3.5% forex markup rules out international use

What's inside

More benefits

  • Welcome Flipkart voucher

    250

    ₹250 Flipkart e-gift voucher within 60 days of joining fee realisation

    one-time. Paid joining fee realised; voucher valid 1 year

Eligibility

text
Age 18-70, Indian resident, salaried or self-employed with regular income

Small print

Redemption fee
0 / redemption
Fuel surcharge:1% fuel surcharge waiver up to ₹400 per statement cycle; no cashback earned on fuel