CardAgent
Verified by CardAgent admin · last checked 08 Jul 2026
HDFC Bank

HDFC Diners Club Rewardz Credit Card

36
Ranked #54 of 170 in credit
creditDiners Club (International Enabled)Mid-range travel/diningLegacy · discontinued

Mid-tier HDFC Diners Club card rewarding all spend categories at a base 2% rate with 10X (up to 20%) on partner brands, unlimited Diners lounge access, and concierge services — positioned between Millennia and premium Diners cards.

Score breakdown

Data completeness: 95% · Last verified: 09 Jul 2026

Reward value22/100 · weight 71%
≈ 1.00% effective on the standard basket (eligible spend only)
Wide-coverage rewards: +10.0% score bonus — earns broadly without narrow category restrictions.
Fee efficiency91/100 · weight 12%
Redemption flexibility75/100 · weight 9%
Perks39/100 · weight 9%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee
₹1,000 + 18% GST
= ₹1,180 total
Annual fee
₹1,000 + 18% GST
= ₹1,180 / year total
Waiver: Waived from year 2 onwards on Rs 1 lakh annual spend in previous year
Forex markup
3%

Lounge access

Domestic (per year)
Unlimited
International (per year)
0

Reward structure

CategoryTypeRateCapNotes
online_spendspoints1.00%(2.5 pts @ ₹0.40)——
diningpoints1.00%(2.5 pts @ ₹0.40)——
travelpoints1.00%(2.5 pts @ ₹0.40)——
all_spendspoints1.00%(2 pts @ ₹0.50)—3 Reward Points per Rs 150 spent = 2% nominal; point value ~Re 0.50 if redeemed for flights/vouchers, less for cashback
groceriespoints0.40%(1 pts @ ₹0.40)——
fuelpoints0.40%(1 pts @ ₹0.40)——

Welcome offer

1,000 Reward Points on sign-up (one source cites 2,500 RP as welcome bonus with double RP on supermarket/grocery/dining/flight spends — conflicting, flag)

Milestone benefits

Pros

  • Rewards ALL spend categories (rare vs category-restricted cards), strong 10X partner-brand multiplier, 24x7 global concierge, extensive lounge access, BOGO movie offers via Diners Club website, wide air-mile transfer network

Cons

  • Card acceptance issues at some local/offline merchants and specific platforms (reported: Payzapp does not support Diners Club), no reward points on fuel, currently not actively sourced by major aggregators (Paisabazaar) suggesting reduced availability — verify before recommending to users

What's inside

More benefits

  • BOGO movie tickets

    Buy 1 get 1 offer on movie tickets, unlimited every month

    monthly. Via Diners Club website

  • 24x7 Global Concierge

    Dining referrals and reservation assistance

Insurance cover

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Eligibility

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Standard HDFC criteria, income and credit history checks apply; no recent loan defaults

Small print

Fuel surcharge:1% fuel surcharge waiver on Rs 400-5,000 transactions, capped Rs 500/month; no reward points earned on fuel