CardAgent
Verified by CardAgent admin · last checked 08 Jul 2026
HDFC Bank

HDFC EasyShop Platinum Debit Card

37
Ranked #13 of 66 in debit
debitVisa/MastercardMid-Premium

Duplicate sheet entry for HDFC's EasyShop Platinum Debit Card — same product as "EasyShop Platinum Debit Card" row.

Score breakdown

Data completeness: 70% · Last verified: 09 Jul 2026

Reward value22/100 · weight 71%
≈ 1.00% effective on the standard basket (eligible spend only)
Wide-coverage rewards: +10.0% score bonus — earns broadly without narrow category restrictions.
No rewards on: fuel, insurance. Reward score is scaled by ×(1 − 1.1%), proportional to how much of the standard basket falls in these excluded categories (v4 formula, capped at −5%). Tip: pair with a card that covers these.
Fee efficiency92/100 · weight 12%
Redemption flexibility92/100 · weight 9%
Perks26/100 · weight 9%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee
—
Annual fee
₹850 + 18% GST
= ₹1,003 / year total
Waiver: Not detailed as waivable; standard fee applies
Forex markup
3.5%

Lounge access

Domestic (per year)
8
International (per year)
0

Reward structure

CategoryTypeRateCapNotes
all_spendscashback1%₹750 / monthly1% cashback point on telecom, utilities, groceries, and apparel
fuelcashback0%—Fuel surcharge waiver at designated pumps

Welcome offer

None specified

Milestone benefits

Pros

  • Same benefits as EasyShop Platinum Debit Card (duplicate SKU naming in sheet)

Cons

  • Same devaluations as EasyShop Platinum Debit Card

Insurance cover

text
₹NaN

Eligibility

text
Resident or NRE with HDFC SuperSaver/Current/Savings/Salary account

Small print

Fuel surcharge:No fuel surcharge on HDFC swipe machines