CardAgent
Unverified draft. Fees, reward rates, and perks below are LLM-generated seed data pending admin verification. Cross-check on the bank's official page before relying on them.
HDFC Bank

HDFC Rewards Debit Card

21
Ranked #58 of 66 in debit
debitVisaentryProvisional score

Basic debit card catering to daily spenders aiming for consistent reward points.

Score breakdown

Data completeness: 55% · Last verified: 10 Jul 2026

Reward value5/100 · weight 71%
≈ 0.25% effective on the standard basket (eligible spend only)
Wide-coverage rewards: +2.5% score bonus — earns broadly without narrow category restrictions.
Fee efficiency91/100 · weight 12%
Redemption flexibility75/100 · weight 9%
Perks0/100 · weight 9%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee
₹500 + 18% GST
= ₹590 total
Annual fee
₹500 + 18% GST
= ₹590 / year total
Forex markup
3.5%

Lounge access

Domestic (per year)
0
International (per year)
0

Reward structure

CategoryTypeRateCapNotes
online_spendspoints0.63%(2.5 pts @ ₹0.25)₹2,000 / monthly5 Reward Points per Rs 200 spent on partner brands including Snapdeal
all_spendspoints0.13%(0.5 pts @ ₹0.25)—1 Reward point per Rs 200 spent elsewhere