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Verified by CardAgent admin · last checked 08 Jul 2026
ICICI Bank

ICICI Adani One Platinum Credit Card

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Ranked #74 of 170 in credit
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ICICI Bank's low-fee co-branded entry card with Adani One, offering airport-linked perks (lounge, porter, valet) at Adani-managed airports and accelerated rewards on Adani-ecosystem spends (flights, hotels, Adani Gas/Electricity), positioned below the Adani One Signature variant.

Score breakdown

Data completeness: 95% · Last verified: 09 Jul 2026

Reward value16/100 · weight 71%
≈ 0.83% effective on the standard basket (eligible spend only)
Wide-coverage rewards: +0.6% score bonus — earns broadly without narrow category restrictions.
No rewards on: rent. Reward score is scaled by ×(1 − 2.5%), proportional to how much of the standard basket falls in these excluded categories (v4 formula, capped at −5%). Tip: pair with a card that covers these.
Fee efficiency93/100 · weight 12%
Redemption flexibility75/100 · weight 9%
Perks40/100 · weight 9%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee
₹750 + 18% GST
= ₹885 total
Annual fee
₹750 + 18% GST
= ₹885 / year total
Waiver: Waived on annual spend of Rs3,00,000+
Forex markup
3.5%

Lounge access

Domestic (per year)
8
International (per year)
0

Reward structure

CategoryTypeRateCapNotes
online_travel_bookingpoints0.75%(3 pts @ ₹0.25)—3 Adani Reward Points/Rs100 on Adani One ecosystem spends (flights/hotels/Adani Gas/Electricity)
travelpoints2.50%(2.5 pts @ ₹1.00)——
online_spendspoints1.00%(1 pts @ ₹1.00)——
fuelpoints1.00%(1 pts @ ₹1.00)——
groceriespoints1.00%(1 pts @ ₹1.00)——
diningpoints1.00%(1 pts @ ₹1.00)——
all_spendspoints0.25%(1 pts @ ₹0.25)—1% base rate on other spends; 0.5% on utility/insurance

Welcome offer

Hotel voucher worth Rs1,000 + flight voucher worth Rs2,000 on Rs10,000 spend within 60 days of activation

Milestone benefits

Pros

  • Very low fee (Rs750) for airport-linked perks
  • free domestic lounge access (some sources say no spend condition, making it unusually generous for the fee tier)
  • porter services, premium car parking, valet at Adani airports
  • decent welcome vouchers (~Rs3,000 value) relative to fee

Cons

  • Value is narrowly tied to the Adani ecosystem (Adani-managed airports, Adani One platform) — weak for general everyday spending
  • no dining benefits
  • no international lounge access
  • no purchase/travel insurance
  • fuel/rent/EMI earn zero points

What's inside

More benefits

  • BOGO movie tickets

    ₹250

    Buy one get one on BookMyShow movie/event tickets

    Cap ₹3,000 / quarterly. Effective Apr 2026: requires Rs25,000+ spend in preceding quarter

  • Porter & valet services

    Porter services (up to 4/yr, spend-unlocked) and valet/premium car parking at Adani-managed airports

    yearly. Progressive unlock at Rs1L and Rs2L annual spend

Insurance cover

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₹NaN

Eligibility

text
Age 21+; min income Rs20,000/month (salaried) or Rs2.4L p.a. (self-employed)

Small print

Fuel surcharge:Not a highlighted benefit; fuel excluded from reward categories