Verified by CardAgent admin · last checked 08 Jul 2026
ICICI Bank

ICICI Diamant Credit Card

89
Ranked #1 of 170 in credit
creditVisa/MastercardUltra-Premium (invite-only)

ICICI Bank's invite-only super-premium credit card for ultra-high-net-worth customers, offering unlimited global lounge and golf access, multiple luxury hotel/dining memberships, and access to private islands/yachts/jets — effectively India's answer to the Amex Centurion tier.

Score breakdown

Data completeness: 95% · Last verified: 09 Jul 2026

Reward value100/100 · weight 71%
6.00% effective on the standard basket (eligible spend only)
Wide-coverage rewards: +10.0% score bonus — earns broadly without narrow category restrictions.
Fee efficiency41/100 · weight 12%
Redemption flexibility75/100 · weight 9%
Perks86/100 · weight 9%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee
1,25,000 + 18% GST
= ₹1,47,500 total
Annual fee
10,000 + 18% GST
= ₹11,800 / year total
Waiver: Annual fee waived on spend above Rs25,00,000 in preceding year; no annual fee in first year
Forex markup
2%

Lounge access

Domestic (per year)
Unlimited
International (per year)
Unlimited

Reward structure

CategoryTypeRateCapNotes
all_spendspoints6.00%(6 pts @ ₹1.00)6 pts/Rs100 on INTERNATIONAL spends specifically
online_spendspoints0.63%(2.5 pts @ ₹0.25)
diningpoints0.63%(2.5 pts @ ₹0.25)
travelpoints0.63%(2.5 pts @ ₹0.25)
groceriespoints0.63%(2.5 pts @ ₹0.25)
fuelpoints0.25%(1 pts @ ₹0.25)

Welcome offer

Apple MacBook Air (MMGG2HN/A) worth Rs75,000 on realization of joining fee

Milestone benefits

Pros

  • Genuinely ultra-premium: unlimited global lounge access, unlimited golf at 90+ countries, complimentary Taj Epicure Plus + InnerCircle Gold + Club ITC Culinaire memberships, up to 4 free BOGO movie tickets/month with no price cap, access to private islands/yachts/jets via ICICI Experiences program

Cons

  • Invite-only — not obtainable via standard application
  • extremely high joining fee (Rs1,25,000)
  • annual fee waiver requires Rs25L+ spend
  • only relevant to genuine ultra-high-net-worth individuals

What's inside

More benefits

  • Unlimited golf

    3,500

    Unlimited complimentary golf rounds at premier India courses and 90+ countries worldwide, plus complimentary lessons at select courses

    unlimited. Book via Diamant Personal Concierge/RM

  • Taj Epicure Plus, InnerCircle Gold & Club ITC Culinaire

    25% dining discount, room upgrades, preferential rates at Taj properties; 20% dining savings at ITC/Fortune/WelcomHeritage hotels

    yearly. Complimentary membership on card issuance

  • BOGO movie tickets (uncapped price)

    500

    Buy 1 get 1 on BookMyShow, up to 4 free tickets/month with NO price cap, plus exclusive movie screenings

    Cap ₹24,000 / monthly. Max 4 tickets/month

  • 24x7 concierge & lifestyle access

    Dedicated concierge for hotel/flight bookings, medical services, emergency auto assistance; preferential rates at private islands, yachts, jets globally

    unlimited.

Insurance cover

text
NaN

Eligibility

text
Invite-only; typically extended to ICICI private banking/high-net-worth relationship customers; age 21-60

Small print

Fuel surcharge:1% waiver on fuel transactions up to Rs4,000