CardAgent
Verified by CardAgent admin · last checked 08 Jul 2026
ICICI Bank

ICICI Manchester United Platinum Credit Card

36
Ranked #58 of 170 in credit
creditVisa/MastercardEntry-Affinity

ICICI's free entry-level affinity card for Manchester United fans, offering 10% off club merchandise and modest lounge access — a niche, no-cost option primarily valuable to fans of the football club rather than for general spending.

Score breakdown

Data completeness: 70% · Last verified: 09 Jul 2026

Reward value22/100 · weight 71%
≈ 1.00% effective on the standard basket (eligible spend only)
Wide-coverage rewards: +10.0% score bonus — earns broadly without narrow category restrictions.
Fee efficiency100/100 · weight 12%
Redemption flexibility75/100 · weight 9%
Perks20/100 · weight 9%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee
—
Annual fee
Lifetime free
Waiver: Genuinely no annual/joining fee per BankBazaar
Forex markup
3.5%

Lounge access

Domestic (per year)
4
International (per year)
0

Reward structure

CategoryTypeRateCapNotes
diningpoints0.75%(3 pts @ ₹0.25)—3 Reward points per Rs 100 spent on Manchester United match days
all_spendspoints1.00%(1 pts @ ₹1.00)—1 RP per Rs1 spent per BankBazaar

Welcome offer

None specified (entry-level, no-fee affinity card)

Milestone benefits

Pros

  • Genuinely fee-free entry-level card with football-fan affinity perks: 10% off Manchester United online megastore/United Direct, interest-free 3/6-month installment conversions
  • simple, no-cost card for casual fans

Cons

  • Lounge access requires meeting a spend threshold each quarter to unlock the next
  • no major lifestyle benefits beyond the Man United affinity discounts
  • low-value proposition outside of football merchandise fandom

What's inside

More benefits

  • Manchester United merchandise discount

    10% discount on Manchester United online Megastore and United Direct

    unlimited. Manchester United store purchases only

Insurance cover

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₹NaN

Eligibility

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Age 21+; entry-level income criteria

Small print

Fuel surcharge:1% waiver, max Rs4,000/transaction at HPCL