CardAgent
Unverified draft. Fees, reward rates, and perks below are LLM-generated seed data pending admin verification. Cross-check on the bank's official page before relying on them.
IDFC First Bank

IDFC FIRST Wealth

30
Ranked #85 of 170 in credit
creditVisaSignatureProvisional score

10X rewards; low forex markup; welcome vouchers

Score breakdown

Data completeness: 55% · Last verified: 09 Jul 2026

Reward value11/100 · weight 71%
≈ 0.50% effective on the standard basket (eligible spend only)
Wide-coverage rewards: +10.0% score bonus — earns broadly without narrow category restrictions.
Fee efficiency100/100 · weight 12%
Redemption flexibility75/100 · weight 9%
Perks47/100 · weight 9%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee
—
Annual fee
Lifetime free
Waiver: Lifetime free
Forex markup
1.99%

Lounge access

Domestic (per year)
4
International (per year)
4

Reward structure

CategoryTypeRateCapNotes
all_spendspoints0.50%(2 pts @ ₹0.25)—Base earn rate