CardAgent
Verified by CardAgent admin · last checked 08 Jul 2026
Federal Bank

Imperio Debit Card

27
Ranked #35 of 66 in debit
debitMastercardMid-Premium

Federal Bank's Mastercard-network Imperio debit card offering basic lounge access and lifestyle deals for Imperio account holders — a base variant distinct from Imperio Platinum.

Score breakdown

Data completeness: 70% · Last verified: 09 Jul 2026

Reward value11/100 · weight 71%
≈ 0.50% effective on the standard basket (eligible spend only)
Wide-coverage rewards: +10.0% score bonus — earns broadly without narrow category restrictions.
Fee efficiency91/100 · weight 12%
Redemption flexibility92/100 · weight 9%
Perks3/100 · weight 9%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee
—
Annual fee
₹1,000 + 18% GST
= ₹1,180 / year total
Waiver: Waived if AMB Rs1,50,000+/12 months maintained
Forex markup
3%

Lounge access

Domestic (per year)
0
International (per year)
0

Reward structure

CategoryTypeRateCapNotes
all_spendscashback0.5%——

Welcome offer

None specified

Milestone benefits

Pros

  • Attractive travel/dining/shopping deals
  • Mastercard lounge access
  • tap-to-pay under Rs5,000

Cons

  • Lower lounge count than the Platinum Imperio variant

Insurance cover

text
₹NaN

Eligibility

text
Requires Imperio Savings Account relationship

Small print

Fuel surcharge:Not a highlighted benefit