CardAgent
Verified by CardAgent admin · last checked 08 Jul 2026
IndusInd Bank

IndusInd EazyDiner Platinum Credit Card

27
Ranked #117 of 170 in credit
creditVisaEntry-Dining

IndusInd's entry-level EazyDiner co-branded card offering a 3-month EazyDiner Prime trial and guaranteed 25-50% dining discounts at 2,000+ restaurants — a low-fee option for frequent diners, positioned below the EazyDiner Signature variant which offers uncapped discounts.

Score breakdown

Data completeness: 100% · Last verified: 09 Jul 2026

Reward value12/100 · weight 71%
≈ 0.57% effective on the standard basket (eligible spend only)
Wide-coverage rewards: +0.9% score bonus — earns broadly without narrow category restrictions.
Fee efficiency96/100 · weight 12%
Redemption flexibility75/100 · weight 9%
Perks9/100 · weight 9%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee
₹499 + 18% GST
= ₹589 total
Annual fee
₹499 + 18% GST
= ₹589 / year total
Waiver: Not detailed in current sources; verify at MITC
Forex markup
3.5%

Lounge access

Domestic (per year)
0
International (per year)
0

Reward structure

CategoryTypeRateCapNotes
diningpoints1.25%(5 pts @ ₹0.25)——
all_spendspoints0.50%(2 pts @ ₹0.25)—2 pts/Rs100 except fuel/insurance/rent/utility/government
fuelpoints0.25%(1 pts @ ₹0.25)——
online_spendspoints0.25%(1 pts @ ₹0.25)——
travelpoints0.25%(1 pts @ ₹0.25)——
groceriespoints0.10%(0.4 pts @ ₹0.25)——

Welcome offer

500 bonus EazyPoints joining bonus with EazyDiner Prime

Milestone benefits

Pros

  • 3-month complimentary EazyDiner Prime membership (worth Rs1,095) — 25-50% off at 2,000+ premium restaurants
  • extra 20% off (up to Rs500) on PayEazy app payments, 3x/month
  • low fee for dining-focused perks

Cons

  • No lounge access
  • low fee tier means fewer overall lifestyle benefits vs the Signature variant
  • discount capped at 3 uses/month via PayEazy

What's inside

More benefits

  • EazyDiner Prime + dining discount

    ₹500

    3-month complimentary EazyDiner Prime, 25-50% off at 2,000+ restaurants, extra 20% (up to Rs500) via PayEazy app

    Cap ₹18,000 / monthly. Max 3 uses/month via PayEazy app payment

Insurance cover

text
₹NaN

Eligibility

text
Age 21+; standard IndusInd income criteria

Small print

Fuel surcharge:Not a highlighted benefit