Verified by CardAgent admin · last checked 08 Jul 2026
IndusInd Bank

IndusInd EazyDiner Signature Credit Card

25
Ranked #131 of 170 in credit
creditVisaMid-Dining

IndusInd's upgraded EazyDiner co-branded card offering a full 12-month Prime membership and uncapped dining discounts (vs the capped Platinum variant), plus strong accelerated rewards on shopping/travel/entertainment — the stronger choice for frequent diners who dine out often enough to benefit from the unlimited discount usage.

Score breakdown

Data completeness: 95% · Last verified: 09 Jul 2026

Reward value10/100 · weight 71%
0.49% effective on the standard basket (eligible spend only)
Wide-coverage rewards: +0.9% score bonus — earns broadly without narrow category restrictions.
Fee efficiency76/100 · weight 12%
Redemption flexibility75/100 · weight 9%
Perks30/100 · weight 9%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee
2,999 + 18% GST
= ₹3,539 total
Annual fee
2,999 + 18% GST
= ₹3,539 / year total
Waiver: Not detailed in current sources; verify at MITC
Forex markup
3.5%

Lounge access

Domestic (per year)
4
International (per year)
0

Reward structure

CategoryTypeRateCapNotes
diningpoints2.50%(10 pts @ ₹0.25)
online_shoppingpoints0.63%(2.5 pts @ ₹0.25)10 pts/Rs100 on shopping/entertainment/hotels/travel = 2.5%
fuelpoints0.25%(1 pts @ ₹0.25)
groceriespoints0.25%(1 pts @ ₹0.25)
all_spendspoints0.25%(1 pts @ ₹0.25)4 pts/Rs100 base rate = 1%
travelpoints0.25%(1 pts @ ₹0.25)
online_spendspoints0.25%(1 pts @ ₹0.25)

Welcome offer

2,000 bonus EazyPoints + complimentary 12-month EazyDiner Prime membership (worth Rs2,495) on card issuance

Milestone benefits

Pros

  • FULL 12-month EazyDiner Prime membership (vs 3-month on Platinum variant)
  • UNCAPPED extra 25% off (up to Rs1,000) dining discount via PayEazy (vs 3x/month cap on Platinum)
  • strong 10X points on shopping/entertainment/hotels/travel
  • Rs7,500 Postcard Hotel voucher included in some welcome packages

Cons

  • Higher fee than Platinum variant (Rs2,999 vs Rs499)
  • not available via Paisabazaar — direct application through IndusInd only

What's inside

More benefits

  • EazyDiner Prime (full year) + uncapped discount

    1,000

    12-month EazyDiner Prime membership (worth Rs2,495), 25-50% off 2,000+ restaurants, uncapped extra 25% (up to Rs1,000) via PayEazy

    unlimited. PayEazy app payment method required for extra discount

  • Postcard Hotel stay voucher

    7,500

    Postcard Hotel stay voucher worth Rs7,500 as part of welcome package

    Cap ₹7,500 / one-time. Card issuance welcome benefit

Insurance cover

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NaN

Eligibility

text
Age 21+; income ~Rs6L+ p.a. indicative

Small print

Fuel surcharge:1% waiver, Rs500-3,000 range, capped Rs250/billing cycle